{"id":113925,"date":"2025-05-19T04:12:06","date_gmt":"2025-05-19T04:12:06","guid":{"rendered":"https:\/\/kamucalisani.net\/?p=113925"},"modified":"2025-05-19T04:12:06","modified_gmt":"2025-05-19T04:12:06","slug":"merkez-bankasindan-yuvam-hesabi-adimi-2ser-puan-dusuruldu","status":"publish","type":"post","link":"https:\/\/kamucalisani.net\/index.php\/2025\/05\/19\/merkez-bankasindan-yuvam-hesabi-adimi-2ser-puan-dusuruldu\/","title":{"rendered":"Merkez Bankas\u0131&#8217;ndan YUVAM hesab\u0131 ad\u0131m\u0131! 2&#8217;\u015fer puan d\u00fc\u015f\u00fcr\u00fcld\u00fc"},"content":{"rendered":"<p><p>TCMB&#8217;nin, &#8220;Yurt D\u0131\u015f\u0131nda Yerle\u015fik Vatanda\u015flar Mevduat ve Kat\u0131l\u0131m Sistemi (YUVAM) Hesaplar\u0131 Hakk\u0131nda Tebli\u011f&#8217;de De\u011fi\u015fiklik Yap\u0131lmas\u0131na Dair Tebli\u011fi&#8221; Resmi Gazete&#8217;de yay\u0131mland\u0131.<\/p>\n<p>Buna g\u00f6re, Kur Korumal\u0131 Mevduat (KKM) hesaplar\u0131nda oldu\u011fu gibi YUVAM hesaplar\u0131 i\u00e7in de faiz oran\u0131 alt s\u0131n\u0131r\u0131, politika faizinin y\u00fczde 70&#8217;ine indirildi. Ayr\u0131ca, vadelere g\u00f6re ilave getiri oranlar\u0131 2&#8217;\u015fer puan azalt\u0131larak 3, 6, 12 ve 24 ay vadeli hesaplar i\u00e7in s\u0131ras\u0131yla y\u00fczde 1, y\u00fczde 2, y\u00fczde 3 ve y\u00fczde 4 olarak belirlendi.<\/p>\n<p>Yeni d\u00fczenlemeye g\u00f6re, YUVAM hesaplar\u0131, sadece yurt d\u0131\u015f\u0131ndan transfer yoluyla ya da yurt d\u0131\u015f\u0131ndan efektif olarak geldi\u011fini tevsik eden bir belge kar\u015f\u0131l\u0131\u011f\u0131nda a\u00e7\u0131labilecek.<\/p>\n<p>Merkez Bankas\u0131nca YUVAM hesaplar\u0131 i\u00e7in bankalara art\u0131k herhangi bir komisyon \u00f6demesi yap\u0131lmayacak.<\/p>\n<p>De\u011fi\u015fiklikler, 22 Temmuz Pazartesi g\u00fcn\u00fcnden itibaren ge\u00e7erli olacak.<\/p>\n<p><strong>TCMB&#8217;den s\u0131k\u0131 para politikas\u0131 duru\u015funu destekleyici yeni ad\u0131mlar<\/strong><\/p>\n<p>T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131 (TCMB), s\u0131k\u0131 para politikas\u0131 duru\u015funu destekleyici yeni ad\u0131mlar att\u0131.<\/p>\n<p>Merkez Bankas\u0131, makroihtiyati \u00e7er\u00e7eveye ili\u015fkin duyuru yapt\u0131.<\/p>\n<p>Duyuruda, TCMB&#8217;nin, s\u0131k\u0131 para politikas\u0131 duru\u015funu destekleyici ad\u0131mlar att\u0131\u011f\u0131, bu do\u011frultuda kredi b\u00fcy\u00fcmesine dayal\u0131 zorunlu kar\u015f\u0131l\u0131k uygulamas\u0131nda de\u011fi\u015fiklikler yap\u0131larak dezenflasyon patikas\u0131 ile kredi b\u00fcy\u00fcmesinin uyumlu seyri ve T\u00fcrk liras\u0131 (TL) kredilerin pay\u0131n\u0131n korunmas\u0131n\u0131n ama\u00e7land\u0131\u011f\u0131 kaydedildi.<\/p>\n<p>A\u00e7\u0131klamada, &#8220;Bu kapsamda, yabanc\u0131 para krediler i\u00e7in y\u00fczde 2 olan ayl\u0131k b\u00fcy\u00fcme s\u0131n\u0131r\u0131n\u0131n y\u00fczde 1,5&#8217;e indirilmesine, TL kredilerde y\u00fczde 2 olan ayl\u0131k b\u00fcy\u00fcme s\u0131n\u0131rlar\u0131n\u0131n sabit tutulmas\u0131na karar verilmi\u015ftir. Ek olarak, yat\u0131r\u0131m kredilerine sa\u011flanan istisnan\u0131n kapsam\u0131 geni\u015fletilerek, uluslararas\u0131 kalk\u0131nma finansman\u0131 kurulu\u015flar\u0131ndan sa\u011flanan kaynaklar kapsam\u0131nda kulland\u0131r\u0131lan yat\u0131r\u0131m kredilerinin TL ve yabanc\u0131 para kredi b\u00fcy\u00fcme s\u0131n\u0131rlar\u0131ndan muaf tutulmas\u0131na karar verilmi\u015ftir.&#8221; ifadesi kullan\u0131ld\u0131.<\/p>\n\n<p><\/p>\n<p>Kaynak :\u00a0<span style=\"background-color: rgb(255, 249, 236); color: rgb(55, 58, 60); font-size: 14px;\">http:\/\/www.milliyet.com.tr\/ekonomi\/merkez-bankasindan-yuvam-hesabi-adimi-2ser-puan-dusuruldu-7158578<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131 (TCMB), T\u00fcrk liras\u0131 (TL) mevduata ge\u00e7i\u015fin desteklenmesine y\u00f6nelik ad\u0131mlar\u0131na YUVAM hesaplar\u0131na ili\u015fkin d\u00fczenleme ile devam etti.<\/p>\n","protected":false},"author":1,"featured_media":113926,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[124,3352,1039,548],"class_list":["post-113925","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-buyume","tag-hesaplari","tag-kredi","tag-para"],"_links":{"self":[{"href":"https:\/\/kamucalisani.net\/index.php\/wp-json\/wp\/v2\/posts\/113925","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kamucalisani.net\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kamucalisani.net\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kamucalisani.net\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kamucalisani.net\/index.php\/wp-json\/wp\/v2\/comments?post=113925"}],"version-history":[{"count":1,"href":"https:\/\/kamucalisani.net\/index.php\/wp-json\/wp\/v2\/posts\/113925\/revisions"}],"predecessor-version":[{"id":113927,"href":"https:\/\/kamucalisani.net\/index.php\/wp-json\/wp\/v2\/posts\/113925\/revisions\/113927"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/kamucalisani.net\/index.php\/wp-json\/wp\/v2\/media\/113926"}],"wp:attachment":[{"href":"https:\/\/kamucalisani.net\/index.php\/wp-json\/wp\/v2\/media?parent=113925"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kamucalisani.net\/index.php\/wp-json\/wp\/v2\/categories?post=113925"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kamucalisani.net\/index.php\/wp-json\/wp\/v2\/tags?post=113925"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}