{"id":125983,"date":"2025-10-16T03:48:07","date_gmt":"2025-10-16T03:48:07","guid":{"rendered":"https:\/\/kamucalisani.net\/?p=125983"},"modified":"2025-10-16T03:48:07","modified_gmt":"2025-10-16T03:48:07","slug":"sigorta-sektorunun-prim-uretimi-400-milyar-liraya-yaklasti","status":"publish","type":"post","link":"https:\/\/kamucalisani.net\/index.php\/2025\/10\/16\/sigorta-sektorunun-prim-uretimi-400-milyar-liraya-yaklasti\/","title":{"rendered":"Sigorta sekt\u00f6r\u00fcn\u00fcn prim \u00fcretimi 400 milyar liraya yakla\u015ft\u0131"},"content":{"rendered":"<p><p>AA muhabirinin T\u00fcrkiye Sigorta Birli\u011fi&#8217;nden (TSB) derledi\u011fi verilere g\u00f6re, ge\u00e7en y\u0131l\u0131n ilk yar\u0131s\u0131nda 210 milyar 529 milyon lira seviyesinde olan prim \u00fcretimi bu y\u0131l y\u00fczde 80,7 art\u0131\u015f g\u00f6stererek 380 milyar 369 milyon 870 bin 491 liraya y\u00fckseldi.<\/p>\n<p>Prim \u00fcretiminin y\u00fczde 88,6&#8217;s\u0131n\u0131 337 milyar 26 milyon lira ile hayat d\u0131\u015f\u0131 sigortalar\u0131 olu\u015ftururken, hayat sigortalar\u0131 bran\u015f\u0131 43 milyar 343 milyon lira ile y\u00fczde 11,4&#8217;l\u00fck pay ald\u0131.<\/p>\n<p>Oto sigortalar\u0131 131,4 milyar lira prim \u00fcretimi ile toplam \u00fcretiminin y\u00fczde 39\u2019unu ger\u00e7ekle\u015ftirerek sekt\u00f6r\u00fcn lokomotifi olmay\u0131 s\u00fcrd\u00fcrd\u00fc. \u0130lk yar\u0131da trafik bran\u015f\u0131 prim \u00fcretimi bir \u00f6nceki y\u0131l\u0131n ayn\u0131 d\u00f6nemine g\u00f6re y\u00fczde 69,6 art\u0131\u015f g\u00f6stererek 81 milyar liraya ula\u015ft\u0131. Bran\u015f\u0131n toplam hayat d\u0131\u015f\u0131 i\u00e7erisindeki pay\u0131 bu d\u00f6nemde y\u00fczde 24 olarak ger\u00e7ekle\u015fti.<\/p>\n<p>Kasko bran\u015f\u0131nda prim \u00fcretimi y\u00fczde 41,2 b\u00fcy\u00fcyerek 50,4 milyar liraya y\u00fckseldi. Kaskonun toplam hayat d\u0131\u015f\u0131 i\u00e7erisindeki pay\u0131 ise s\u00f6z konusu d\u00f6nemde y\u00fczde 15 oldu.<\/p>\n<p>Yang\u0131n ve do\u011fal afetler bran\u015f\u0131 ise y\u00fczde 124 art\u0131\u015fla 57,8 milyar lira, hastal\u0131k-sa\u011fl\u0131k bran\u015f\u0131 y\u00fczde 100 art\u0131\u015fla 63,1 milyar lira prim \u00fcreterek \u00f6ne \u00e7\u0131kan di\u011fer bran\u015flar oldu.<\/p>\n<p><strong>Y\u0131l sonunda 900 milyar liral\u0131k prim \u00fcretimi hedefi<\/strong><\/p>\n<p>T\u00fcrkiye Sigorta Birli\u011fi Ba\u015fkan\u0131 U\u011fur G\u00fclen, AA muhabirine, ilk yar\u0131da prim \u00fcretiminin beklenen seviyelerde ger\u00e7ekle\u015fti\u011fini ifade etti. Sekt\u00f6r\u00fcn 2024 y\u0131l\u0131nda enflasyonun \u00fczerinde b\u00fcy\u00fcyece\u011fine dikkati \u00e7eken G\u00fclen, y\u0131l sonunda y\u00fczde 80 art\u0131\u015fla 900 milyar lira seviyelerine ula\u015fan prim \u00fcretimi \u00f6ng\u00f6rd\u00fcklerini vurgulad\u0131.<\/p>\n<p>Ge\u00e7en y\u0131l sonunda sekt\u00f6r\u00fcn ekonomiye sa\u011flad\u0131\u011f\u0131 fon tutar\u0131n\u0131n 1,2 trilyon lira seviyesinde oldu\u011funu hat\u0131rlatan G\u00fclen, \u015funlar\u0131 kaydetti: &#8220;Sekt\u00f6r\u00fcm\u00fcz 2024 Mart d\u00f6nemi itibar\u0131yla ekonomiye sa\u011flad\u0131\u011f\u0131 1,4 trilyon lira fon tutar\u0131 ile ulusal tasarruflar\u0131n art\u0131r\u0131lmas\u0131na ve uzun vadeli finansman kapasitesi sunarak sermaye piyasalar\u0131n\u0131n derinle\u015fmesine yard\u0131mc\u0131 oluyor. Toplam fon tutar\u0131n\u0131n 903 milyar liras\u0131 emeklilik fonlar\u0131ndan, 473 milyar liras\u0131 ise \u015firket bilan\u00e7olar\u0131nda yer alan finansal enstr\u00fcmanlardan olu\u015fuyor. Ge\u00e7en y\u0131l oldu\u011fu gibi y\u00fczde 24\u2019l\u00fck pay ile tahvil-bono en fazla yat\u0131r\u0131m yap\u0131lan enstr\u00fcman olarak \u00f6ne \u00e7\u0131karken, fon b\u00fcy\u00fckl\u00fc\u011f\u00fcn\u00fcn geri kalan k\u0131sm\u0131 ise y\u00fczde 19,4 ile k\u0131ymetli maden, y\u00fczde 17,9 ile di\u011fer sermaye piyasas\u0131 ara\u00e7lar\u0131, y\u00fczde 16,9 ile hisse senedi ve y\u00fczde 11,4 ile vadeli mevduat\/kat\u0131l\u0131m hesaplar\u0131ndan olu\u015fmakta. \u00d6zellikle alt\u0131n\u0131 \u00e7izmek isterim ki sigorta sekt\u00f6r\u00fcm\u00fcz\u00fcn yat\u0131r\u0131mlar\u0131, sekt\u00f6r\u00fcn finansal sa\u011flaml\u0131\u011f\u0131 ve s\u00fcrd\u00fcr\u00fclebilirli\u011fi i\u00e7in \u00f6nemli olmakla birlikte, sundu\u011fu katk\u0131 dolay\u0131s\u0131yla \u00fclke ekonomisi i\u00e7in de \u00f6nemli bir rol oynuyor.&#8221;<\/p>\n<p>G\u00fclen, y\u0131l\u0131n ilk 6 ay\u0131na ili\u015fkin yapt\u0131\u011f\u0131 de\u011ferlendirmede sekt\u00f6r\u00fcn uzun zamand\u0131r bekledi\u011fi yang\u0131n sigortas\u0131 deprem tarifesinde de\u011fi\u015fiklikler yap\u0131ld\u0131\u011f\u0131n\u0131 anlatt\u0131.<\/p>\n<p>Bu sayede sekt\u00f6r\u00fcn yang\u0131n bedelleri ile tarife primlerinde belirli bir d\u00fczelme oldu\u011funa dikkati \u00e7eken G\u00fclen, \u015fu bilgileri payla\u015ft\u0131: &#8220;Bu konunun sekt\u00f6r\u00fcn olduk\u00e7a lehine d\u00fczenlemeler oldu\u011funu d\u00fc\u015f\u00fcn\u00fcyorum. Bina tamamlama sigortas\u0131 da \u00f6nemli potansiyeller bar\u0131nd\u0131rmakla birlikte, ilave d\u00fczenleme ihtiya\u00e7lar\u0131 i\u00e7eriyor ancak d\u00fczenlemenin \u00e7\u0131km\u0131\u015f olmas\u0131 sekt\u00f6r\u00fcn yeni bir \u00fcretim hatt\u0131na kavu\u015fturmas\u0131 a\u00e7\u0131s\u0131ndan faydal\u0131 oldu\u011fu a\u00e7\u0131k. Birlik olarak, Bina Tamamlama Sigortas\u0131n\u0131n yayg\u0131nla\u015ft\u0131r\u0131lmas\u0131na y\u00f6nelik \u00e7al\u0131\u015fmalar\u0131m\u0131z\u0131 y\u00fcr\u00fctmeye ve \u00f6nemini her platformda dile getirmeye devam ediyor olaca\u011f\u0131z.&#8221;<\/p>\n<p><strong>&#8220;Vida s\u0131karak makinenin i\u015flev b\u00fct\u00fcnl\u00fc\u011f\u00fcn\u00fc elde etmek m\u00fcmk\u00fcn g\u00f6r\u00fcnm\u00fcyor&#8221;<\/strong><\/p>\n<p>G\u00fclen, zorunlu trafik sigortas\u0131nda hasar maliyetine g\u00f6re endekslemenin uzun s\u00fcredir devam eden trafik zararlar\u0131n\u0131 reg\u00fcle etmek i\u00e7in getirildi\u011fine de\u011finerek, &#8220;Sekt\u00f6r\u00fcn ya\u015fad\u0131\u011f\u0131 ger\u00e7ek enflasyonun gerisinde kalan, frekans geli\u015fimlerini dikkate almayan ve yeniden de\u011ferlendirilmesinde fayda olacak bir enstr\u00fcman. Vida s\u0131karak makinenin i\u015flev b\u00fct\u00fcnl\u00fc\u011f\u00fcn\u00fc elde etmek m\u00fcmk\u00fcn g\u00f6r\u00fcnm\u00fcyor. Bunun yerine \u00f6nce bantl\u0131 sistem, arkas\u0131ndan da bir an \u00f6nce serbest tarife uygulamas\u0131na ge\u00e7ilmesi gerekti\u011fini, Hasar Maliyet Endeksi bir kez daha ortaya koymu\u015f oldu.&#8221; a\u00e7\u0131klamas\u0131nda bulundu.<\/p>\n<p>Beklenen Marmara depreminin 300 milyar dolar mali kayba yol a\u00e7aca\u011f\u0131n\u0131n tahmin edildi\u011fini bildiren G\u00fclen, bu rakam dikkate al\u0131nd\u0131\u011f\u0131nda sigorta \u015firketlerinin gerek reas\u00fcrans kapasitesi bulma gerekse fon yaratma gereksinimlerinin \u00f6nemli g\u00fcndem maddeleri aras\u0131nda yer ald\u0131\u011f\u0131n\u0131 aktard\u0131.<\/p>\n<p>G\u00fclen, enflasyonist ortamda TL olarak belirlenen limitlerin d\u00f6nem i\u00e7inde \u00e7ok ciddi kayba u\u011frad\u0131\u011f\u0131n\u0131 belirterek, \u015f\u00f6yle devam etti: &#8220;Bu nedenle tarife limitinin yang\u0131n s\u0131nai ve ticari rizikolar i\u00e7in g\u00fcncellenmesi yurt d\u0131\u015f\u0131 reas\u00fcrans piyasalar\u0131na verilecek mesaj a\u00e7\u0131s\u0131ndan \u00f6nem ta\u015f\u0131yor. Ayr\u0131ca enflasyon ve buna ba\u011fl\u0131 olarak varl\u0131k de\u011ferlerindeki art\u0131\u015flar nedeniyle ihtiyari deprem tarifesinde serbest tarifenin uygulanmas\u0131nda referans al\u0131nan sigorta bedelinin art\u0131r\u0131lmas\u0131, al\u0131nmas\u0131 gereken bir aksiyondur. Bu anlamda yap\u0131lan de\u011fi\u015fiklikler ya\u015fanan b\u00fcy\u00fck bir do\u011fal afetten ve enflasyonun yaratt\u0131\u011f\u0131 etkiler nedeniyle gerek beklenen Marmara depremine haz\u0131rl\u0131k gerekse uluslararas\u0131 reas\u00fcrans piyasalar\u0131na verilen mesaj a\u00e7\u0131s\u0131ndan \u00f6nemli bir ad\u0131m olmu\u015ftur.<\/p>\n<p><strong>&#8220;\u00c7at\u0131 kanun devreye giriyor&#8221;<\/strong><\/p>\n<p>G\u00fclen, orta vadeli programda yer alan zorunlu afet sigortas\u0131 (ZAS) kapsam\u0131nda sel ve yer kaymas\u0131 ba\u015fta olmak \u00fczere, di\u011fer afetler i\u00e7in de teminat sa\u011flanmas\u0131na y\u00f6nelik \u00e7al\u0131\u015fmalar\u0131n devam etti\u011fini hat\u0131rlatt\u0131.<\/p>\n<p>Sigortac\u0131l\u0131k ve \u00d6zel Emeklilik D\u00fczenleme ve Denetleme Kurumu (SEDDK) taraf\u0131ndan ZAS ile ilgili mevzuat taslaklar\u0131n\u0131n TSB ile payla\u015f\u0131ld\u0131\u011f\u0131n\u0131 dile getiren G\u00fclen, &#8220;Konu taslaklar\u0131yla ilgili Birli\u011fimiz g\u00f6r\u00fc\u015f ve \u00f6nerileri ile \u00fcyemiz \u015firketlerden al\u0131nan g\u00f6r\u00fc\u015fler, ayr\u0131ca Zorunlu Deprem Sigortas\u0131ndan Zorunlu Afet Sigortas\u0131na ge\u00e7i\u015fte \u0130htiyari Deprem Teminat\u0131 uygulamas\u0131na ili\u015fkin \u00f6nerilerimiz ilgili taraflar ile payla\u015f\u0131lm\u0131\u015ft\u0131r.&#8221; diye konu\u015ftu.<\/p>\n<p>G\u00fclen, y\u0131l\u0131n ikinci yar\u0131s\u0131nda daha \u00e7ok serbest tarife, trafik maliyetlerini azaltacak Baremo modeli ve de\u011fer kayb\u0131 teminat\u0131n\u0131n k\u0131s\u0131tlanmas\u0131 konular\u0131n\u0131n konu\u015fulaca\u011f\u0131n\u0131 vurgulad\u0131.<\/p>\n<p>Yakla\u015f\u0131k 2 y\u0131ld\u0131r g\u00fcndemde olan Sigortac\u0131l\u0131k Kanunu&#8217;na de\u011finen G\u00fclen, \u015fu de\u011ferlendirmelerde bulundu: &#8220;\u00c7at\u0131 kanun da bu kapsamda devreye giriyor. Bu kapsamda SEDDK taraf\u0131nda sigorta \u015firketlerinin lisans almas\u0131, lisans iadesi ve lisans\u0131na el konulmas\u0131 ile bu ba\u015fl\u0131klardaki reg\u00fclasyon ki\u015fisel sorumluluk maddelerine y\u00f6nelik kanun madde taslak \u00e7al\u0131\u015fmalar\u0131 y\u00fcr\u00fct\u00fcl\u00fcyor. Sekt\u00f6r olarak 2023 y\u0131l\u0131 sonunda, Sigortac\u0131l\u0131k Kanunun t\u00fcm maddelerini i\u00e7eren g\u00f6r\u00fc\u015flerimizi SEDDK ile payla\u015ft\u0131k. Di\u011fer yandan, TSB olarak bizler de \u00f6zellikle sigortac\u0131l\u0131\u011fa \u00f6zel s\u00f6zle\u015fme kanunu ile tazminat yap\u0131s\u0131n\u0131 i\u00e7eren bir \u00e7at\u0131 kanun olu\u015fturulmas\u0131 y\u00f6n\u00fcndeki g\u00f6r\u00fc\u015flerimizi SEDDK ile payla\u015ft\u0131k ve dan\u0131\u015fmanlar ile birlikte bu konuda haz\u0131rl\u0131klar yap\u0131yoruz. Sekt\u00f6r\u00fcm\u00fcz\u00fcn hasar maliyetlerini ve hasar \u00f6deme s\u00fcre\u00e7lerinin ancak bu sayede daha iyi noktalara gelece\u011fini d\u00fc\u015f\u00fcn\u00fcyor ve bu y\u00f6nde haz\u0131rl\u0131klar\u0131m\u0131z\u0131 yap\u0131yoruz. Dolay\u0131s\u0131 ile y\u0131l\u0131n ikinci yar\u0131s\u0131 TSB a\u00e7\u0131s\u0131ndan \u00e7al\u0131\u015fmalara h\u0131z verece\u011fimiz, hasar maliyetlerini ve s\u00fcreleri k\u0131saltmak i\u00e7in \u00e7al\u0131\u015fmalar\u0131 artt\u0131raca\u011f\u0131m\u0131z, altyap\u0131 iyile\u015ftirmeleri i\u00e7in efor sarf edece\u011fimiz, kanun altyap\u0131lar\u0131 i\u00e7in efor koyaca\u011f\u0131m\u0131z ve primlerdeki art\u0131\u015flar ile yeni \u00fcretim alanlar\u0131 yaratmaya gayret edece\u011fimiz bir d\u00f6nem olacak.&#8221;<\/p>\n<p><strong>&#8220;B\u00fcy\u00fcmenin bu y\u0131l\u0131n ikinci yar\u0131s\u0131nda da ayn\u0131 ivmeyle s\u00fcrmesini bekliyoruz&#8221;<\/strong><\/p>\n<p>TSB Ba\u015fkan\u0131 G\u00fclen, 20 y\u0131l\u0131 a\u015fk\u0131n s\u00fcredir istikrarl\u0131 b\u00fcy\u00fcmesini s\u00fcrd\u00fcren BES\u2019in kat\u0131l\u0131mc\u0131 say\u0131s\u0131n\u0131n 16,5 milyonu a\u015farken, devlet katk\u0131s\u0131 dahil toplam fon b\u00fcy\u00fckl\u00fc\u011f\u00fcn\u00fcn 1 trilyon liral\u0131k kritik e\u015fi\u011fi yakalad\u0131\u011f\u0131n\u0131 s\u00f6yledi.<\/p>\n<p>BES&#8217;in ilk yar\u0131 performans\u0131n\u0131 de\u011ferlendiren G\u00fclen, \u015funlara vurgu yapt\u0131: &#8220;Bu y\u0131l ba\u015f\u0131na g\u00f6re g\u00f6n\u00fcll\u00fc BES taraf\u0131nda kat\u0131l\u0131mc\u0131 say\u0131s\u0131 art\u0131\u015f\u0131 y\u00fczde 6 seviyesinde ger\u00e7ekle\u015firken fon b\u00fcy\u00fckl\u00fc\u011f\u00fc taraf\u0131nda ise y\u00fczde 41\u2019lik dikkate de\u011fer bir b\u00fcy\u00fcme ya\u015fand\u0131. Fonlardaki bu b\u00fcy\u00fcme hem kat\u0131l\u0131mc\u0131lar\u0131n katk\u0131 pay\u0131 art\u0131\u015f\u0131ndan hem de fonlar\u0131n son birka\u00e7 y\u0131lda g\u00f6sterdi\u011fi y\u00fcksek performans\u0131 istikrarl\u0131 bi\u00e7imde s\u00fcrd\u00fcrmesinden kaynakland\u0131. Hem kat\u0131l\u0131mc\u0131 say\u0131s\u0131nda hem de fonlardaki b\u00fcy\u00fcmenin bu y\u0131l\u0131n ikinci yar\u0131s\u0131nda da ayn\u0131 ivmeyle s\u00fcrmesini bekliyoruz.&#8221;<\/p>\n<p>G\u00fclen, bu y\u0131l i\u00e7inde hayata ge\u00e7en BES\u2019in s\u00fcrd\u00fcr\u00fclebilir yap\u0131s\u0131na ili\u015fkin yeni d\u00fczenlemeleri hat\u0131rlatarak, &#8220;BES&#8217;ten ayr\u0131lan kat\u0131l\u0131mc\u0131lar\u0131n \u00f6nemli k\u0131sm\u0131n\u0131n birikime ihtiya\u00e7 duydu\u011fu i\u00e7in ayr\u0131ld\u0131\u011f\u0131 biliniyor. Kat\u0131l\u0131mc\u0131lar\u0131n k\u0131sa vadeli nakit ihtiya\u00e7lar\u0131 nedeniyle sistemden \u00e7\u0131k\u0131\u015flar\u0131n\u0131n \u00f6nlenmesi i\u00e7in k\u0131smi \u00f6deme al\u0131nmas\u0131na ve birikimlerin teminat olarak g\u00f6sterilmesine imkan tan\u0131nd\u0131. B\u00f6ylelikle hem kat\u0131l\u0131mc\u0131lar\u0131n sistemde mevcut haklar\u0131n\u0131n korunmas\u0131 hem de fon b\u00fcy\u00fckl\u00fc\u011f\u00fcn\u00fcn sistem i\u00e7inde s\u00fcreklili\u011finin sa\u011flanmas\u0131 hedefleniyor.&#8221; ifadelerini kulland\u0131.<\/p>\n<p>Birikimlerin bankaya teminat g\u00f6sterilmesi uygulamas\u0131na bu y\u0131l\u0131n haziran ay\u0131 itibar\u0131yla ba\u015flad\u0131\u011f\u0131na dikkati \u00e7eken G\u00fclen, bir ay gibi k\u0131sa bir s\u00fcrede 61 milyon liral\u0131k BES fonunun bankalara teminat olarak g\u00f6sterildi\u011fini ve bunun kar\u015f\u0131l\u0131\u011f\u0131nda 171 ki\u015finin 12,2 milyon lira tutar\u0131nda kredi kulland\u0131\u011f\u0131n\u0131 belirtti.<\/p>\n<p>G\u00fclen, k\u0131smen \u00f6deme uygulamas\u0131n\u0131n da 1 Temmuz 2024\u2019te y\u00fcr\u00fcrl\u00fc\u011fe girdi\u011fini an\u0131msatarak, &#8220;Bu uygulamadan yararlanabilmek i\u00e7in belli \u015fartlar\u0131n mutlaka sa\u011flanmas\u0131 gerekece\u011finden en az\u0131ndan ilk a\u015famada yo\u011fun bir kullan\u0131m\u0131n beklendi\u011fini s\u00f6yleyemeyiz. Bu d\u00fczenleme istikrarl\u0131 bir b\u00fcy\u00fcme trendine sahip emeklilik fonlar\u0131ndaki b\u00fcy\u00fcmenin s\u00fcrd\u00fcr\u00fclebilirli\u011fine, kat\u0131l\u0131mc\u0131lar\u0131n sistemde mevcut haklar\u0131n\u0131 koruyarak \u00e7\u0131k\u0131\u015flar\u0131n \u00e7ok b\u00fcy\u00fck \u00f6l\u00e7\u00fcde azalmas\u0131na destek sa\u011flayacak. Uygulaman\u0131n kat\u0131l\u0131mc\u0131lar\u0131n acil nakit ihtiya\u00e7lar\u0131 i\u00e7in sistemden tamamen \u00e7\u0131kmalar\u0131n\u0131 engelleyece\u011finden uzun vadede fon b\u00fcy\u00fckl\u00fc\u011f\u00fcne de pozitif etki etmesini bekliyoruz.&#8221; de\u011ferlendirmesini yapt\u0131.<\/p>\n<p>\u0130lk \u00e7eyrekte sekt\u00f6r\u00fcn 14 milyar lira dolayl\u0131 vergi ve 6 milyar lira kurumlar vergisi olmak \u00fczere toplamda 20 milyar lira vergi \u00f6deyerek devlete katk\u0131 sa\u011flamaya devam etti\u011fini s\u00f6yleyen G\u00fclen, &#8220;\u00dclkemiz sigortac\u0131l\u0131\u011f\u0131nda bug\u00fcn d\u00fcnya devi sigorta gruplar\u0131n\u0131n yat\u0131r\u0131mlar\u0131 bulunuyor ve bu dev \u015firketlerin \u00fclkemiz ekonomisine ve gelece\u011fine olan g\u00fcvenleri yat\u0131r\u0131m yapt\u0131klar\u0131 ilk g\u00fcnk\u00fc gibi ayn\u0131 heyecanla devam ederken, sekt\u00f6r\u00fcm\u00fcze olan yat\u0131r\u0131m ilgisi yerli ve yabanc\u0131 yat\u0131r\u0131mc\u0131lar taraf\u0131ndan hala y\u00fcksek d\u00fczeyde olmaya devam ediyor.&#8221; dedi.<\/p>\n\n<p><\/p>\n<p>Kaynak :\u00a0<span style=\"background-color: rgb(255, 249, 236); color: rgb(55, 58, 60); font-size: 14px;\">http:\/\/www.milliyet.com.tr\/ekonomi\/sigorta-sektorunun-prim-uretimi-400-milyar-liraya-yaklasti-7161649<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Sigorta sekt\u00f6r\u00fc ocak-haziran d\u00f6neminde ge\u00e7en y\u0131l\u0131n ayn\u0131 d\u00f6nemine k\u0131yasla y\u00fczde 80,7 art\u0131\u015fla 380 milyar 369,8 milyon liral\u0131k prim \u00fcretti.<\/p>\n","protected":false},"author":1,"featured_media":125984,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[3512,982,2110,4182,1337],"class_list":["post-125983","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-fon","tag-gulen","tag-pay","tag-sektorun","tag-sigorta"],"_links":{"self":[{"href":"https:\/\/kamucalisani.net\/index.php\/wp-json\/wp\/v2\/posts\/125983","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kamucalisani.net\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kamucalisani.net\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kamucalisani.net\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kamucalisani.net\/index.php\/wp-json\/wp\/v2\/comments?post=125983"}],"version-history":[{"count":1,"href":"https:\/\/kamucalisani.net\/index.php\/wp-json\/wp\/v2\/posts\/125983\/revisions"}],"predecessor-version":[{"id":125985,"href":"https:\/\/kamucalisani.net\/index.php\/wp-json\/wp\/v2\/posts\/125983\/revisions\/125985"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/kamucalisani.net\/index.php\/wp-json\/wp\/v2\/media\/125984"}],"wp:attachment":[{"href":"https:\/\/kamucalisani.net\/index.php\/wp-json\/wp\/v2\/media?parent=125983"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kamucalisani.net\/index.php\/wp-json\/wp\/v2\/categories?post=125983"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kamucalisani.net\/index.php\/wp-json\/wp\/v2\/tags?post=125983"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}