T\u00fcrkiye Sigorta Birli\u011fi’nden yap\u0131lan a\u00e7\u0131klamaya g\u00f6re BES, 22. y\u0131l\u0131n\u0131 \u00f6nemli bir kilometre ta\u015f\u0131yla daha geride b\u0131rak\u0131rken OKS dahil toplam fon b\u00fcy\u00fckl\u00fc\u011f\u00fc 2 trilyon lira seviyesini a\u015farak sistemin kurulu\u015fundan bu yana en y\u00fcksek b\u00fcy\u00fckl\u00fc\u011fe ula\u015ft\u0131.<\/p>\n
Uzun vadeli tasarruflar\u0131n art\u0131r\u0131lmas\u0131 ve finansal istikrar\u0131n desteklenmesi a\u00e7\u0131s\u0131ndan BES’in stratejik \u00f6nemi giderek g\u00fc\u00e7lenirken k\u0131sa s\u00fcre \u00f6nce g\u00f6n\u00fcll\u00fc BES’te kat\u0131l\u0131mc\u0131 say\u0131s\u0131 10 milyon e\u015fi\u011fini ge\u00e7ti ve OKS ile birlikte toplam kat\u0131l\u0131mc\u0131 say\u0131s\u0131 18 milyon seviyesine yakla\u015ft\u0131.<\/p>\n
\u00d6zellikle 18 ya\u015f alt\u0131 kat\u0131l\u0131mc\u0131lar\u0131n artan ilgisiyle sistemdeki kat\u0131l\u0131mc\u0131 say\u0131s\u0131nda da yeni rekorlar\u0131n k\u0131r\u0131lmas\u0131 beklenirken ba\u015fka hi\u00e7bir yat\u0131r\u0131m arac\u0131nda sunulmayan y\u00fczde 30 devlet katk\u0131s\u0131 uygulamas\u0131 ve artan fon getirilerinin etkisiyle toplam birikimler tarihi bir seviyeye ula\u015ft\u0131. Emeklilik fonlar\u0131n\u0131n sermaye piyasalar\u0131n\u0131n derinle\u015fmesine ve s\u00fcrd\u00fcr\u00fclebilir yat\u0131r\u0131mlar\u0131n finansman\u0131na sa\u011flad\u0131\u011f\u0131 katk\u0131 ise dikkati \u00e7ekti.<\/p>\n
BES hem bireylerin emeklilik d\u00f6neminde finansal g\u00fcvenli\u011fini art\u0131ran hem de ekonomiye uzun vadeli ve istikrarl\u0131 fon sa\u011flayan bir yap\u0131 olarak T\u00fcrkiye’nin s\u00fcrd\u00fcr\u00fclebilir b\u00fcy\u00fcme stratejileri a\u00e7\u0131s\u0131ndan kritik rol \u00fcstleniyor. Ayr\u0131ca 2026 ve sonras\u0131na y\u00f6nelik olarak BES’in toplum taban\u0131na yay\u0131lmas\u0131 ve sistemde daha uzun s\u00fcre kalmay\u0131 te\u015fvik etmeye y\u00f6nelik yeniliklerle geli\u015fmeye devam etmesi, bununla birlikte hayata ge\u00e7irilmesi planlanan Tamamlay\u0131c\u0131 Emeklilik Sistemi’nin (TES) uzun vadeli tasarruflar\u0131n g\u00fc\u00e7lendirilmesine ve emeklilik ekosisteminin b\u00fct\u00fcnc\u00fcl bi\u00e7imde desteklenmesine \u00f6nemli katk\u0131 sunmas\u0131 bekleniyor.<\/p>\n
A\u00e7\u0131klamada g\u00f6r\u00fc\u015flerine yer verilen T\u00fcrkiye Sigorta Birli\u011fi Genel Sekreteri \u00d6zg\u00fcr Obal\u0131, BES’in T\u00fcrkiye ekonomisi i\u00e7erisindeki konumunun g\u00fc\u00e7lendi\u011fini belirterek, \u015fu de\u011ferlendirmelerde bulundu:<\/p>\n
“Bireysel Emeklilik Sistemi, 22 y\u0131ll\u0131k s\u00fcre\u00e7 i\u00e7erisinde \u00fclkemizin uzun vadeli tasarruf mimarisinin temel bile\u015fenlerinden biri haline gelmi\u015ftir. Toplam fon b\u00fcy\u00fckl\u00fc\u011f\u00fcn\u00fcn 2 trilyon liray\u0131 a\u015fmas\u0131, kat\u0131l\u0131mc\u0131lar\u0131n sisteme duydu\u011fu g\u00fcvenin ve sekt\u00f6r\u00fcn s\u00fcrd\u00fcr\u00fclebilir b\u00fcy\u00fcme dinamiklerinin a\u00e7\u0131k bir yans\u0131mas\u0131d\u0131r. Y\u00fczde 30’luk devlet katk\u0131s\u0131 uygulamas\u0131 ise uzun vadeli tasarruf bilincinin g\u00fc\u00e7lendirilmesinde sistemin en \u00f6nemli te\u015fvik mekanizmas\u0131 olmaya devam etmektedir.”<\/p>\n
Obal\u0131, sekt\u00f6r\u00fcn ilerleyen d\u00f6nemde dijitalle\u015fme, kullan\u0131c\u0131 odakl\u0131 hizmetlerin ve ki\u015fiye \u00f6zel \u00e7\u00f6z\u00fcmlerin geli\u015ftirilmesi yoluyla sistemin eri\u015filebilirli\u011fini art\u0131rmay\u0131 hedefledi\u011fini ifade ederek, \u00f6zellikle finansal okuryazarl\u0131k \u00e7al\u0131\u015fmalar\u0131 ve payda\u015flarla y\u00fcr\u00fct\u00fclen i\u015fbirliklerinin BES’in kapsay\u0131c\u0131 yap\u0131s\u0131n\u0131 g\u00fc\u00e7lendirece\u011fini belirtti.<\/p>\n\n
<\/p>\n
Kaynak :\u00a0http:\/\/www.milliyet.com.tr\/ekonomi\/beste-fon-buyuklugu-2-trilyon-lirayi-asti-7494617<\/span><\/p>\n","protected":false},"excerpt":{"rendered":" Bireysel Emeklilik Sistemi (BES), Otomatik Kat\u0131l\u0131m Sistemi (OKS) dahil toplam fon b\u00fcy\u00fckl\u00fc\u011f\u00fc 2 trilyon lira seviyesini a\u015farak sistemin kurulu\u015fundan bu yana ula\u015f\u0131lan en y\u00fcksek b\u00fcy\u00fckl\u00fc\u011fe eri\u015fti.<\/p>\n","protected":false},"author":1,"featured_media":148561,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[2080,740,3512,3566,9413],"class_list":["post-148560","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-bes","tag-emeklilik","tag-fon","tag-katilimci","tag-uzun-vadeli"],"_links":{"self":[{"href":"https:\/\/kamucalisani.net\/index.php\/wp-json\/wp\/v2\/posts\/148560","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kamucalisani.net\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kamucalisani.net\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kamucalisani.net\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kamucalisani.net\/index.php\/wp-json\/wp\/v2\/comments?post=148560"}],"version-history":[{"count":1,"href":"https:\/\/kamucalisani.net\/index.php\/wp-json\/wp\/v2\/posts\/148560\/revisions"}],"predecessor-version":[{"id":148562,"href":"https:\/\/kamucalisani.net\/index.php\/wp-json\/wp\/v2\/posts\/148560\/revisions\/148562"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/kamucalisani.net\/index.php\/wp-json\/wp\/v2\/media\/148561"}],"wp:attachment":[{"href":"https:\/\/kamucalisani.net\/index.php\/wp-json\/wp\/v2\/media?parent=148560"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kamucalisani.net\/index.php\/wp-json\/wp\/v2\/categories?post=148560"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kamucalisani.net\/index.php\/wp-json\/wp\/v2\/tags?post=148560"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}