Milliyet.com.tr\/\u00d6ZEL<\/strong> Trafikte olas\u0131 bir kaza durumunda hasar\u0131n belli bir k\u0131sm\u0131n\u0131 kar\u015f\u0131layan ve zorunlu olarak tutulan trafik sigortas\u0131nda teminat tutarlar\u0131 yeni y\u0131l itibar\u0131yla de\u011fi\u015fiyor.<\/p>\n Herhangi bir kaza durumunda olu\u015facak maddi zararlar i\u00e7in belirlenen tazminat tutar\u0131 Sigortac\u0131l\u0131k ve \u00d6zel Emeklilik D\u00fczenleme ve Denetleme Kurumu taraf\u0131ndan y\u00fckseltildi.<\/p>\n TRAF\u0130K S\u0130GORTASINDA TAR\u0130FE DE\u011e\u0130\u015e\u0130KL\u0130\u011e\u0130 1 OCAK\u2019TA DEVREYE G\u0130R\u0130YOR<\/strong><\/p>\n Mevcutta trafik sigortas\u0131 taraf\u0131ndan kar\u015f\u0131lanan maddi hasar tutar\u0131 300 bin TL iken, kaza sonras\u0131 olu\u015facak bedeni hasarlar\u0131n da 2.7 milyon TL\u2019si trafik sigortas\u0131 taraf\u0131ndan kar\u015f\u0131lan\u0131yor. Yeni y\u0131l itibar\u0131yla limitler y\u00fczde 33.33 oran\u0131nda art\u0131\u015f g\u00f6sterdi.\u00a0<\/p>\n Peki yeni y\u0131lda teminat tutarlar\u0131 ne kadar oldu? Trafik sigortas\u0131 fiyatlar\u0131nda ocak zamm\u0131 ne kadar oldu? \u0130stanbul\u2019da ortalama bir hususu otomobil ne kadar sigorta bedeli \u00f6d\u00fcyor? \u015eu anda kaskoda y\u0131l\u0131n en ucuz fiyat\u0131n\u0131n oldu\u011funu s\u00f6yleyen T\u00fcketici Konfederasyonu Sigorta Komisyonu (T\u00dcKONFED) Ba\u015fkan\u0131 Turusan Ba\u011fc\u0131, \u015fu ifadeleri kulland\u0131: \u201cSigortac\u0131l\u0131k ve \u00d6zel Emeklilik D\u00fczenleme ve Denetleme Kurumu (SEDDK), zorunlu trafik sigortas\u0131 tarifesinde \u00f6nemli de\u011fi\u015fikliklere gitti. Yeni d\u00fczenlemeler 1 Ocak 2026 itibar\u0131yla y\u00fcr\u00fcrl\u00fc\u011fe girecek.\u00a0<\/p>\n 5 ARACI A\u015eANA ZAMLI TAR\u0130FE\u00a0<\/strong><\/p>\n Ger\u00e7ek ki\u015fi i\u015fleten ad\u0131na d\u00fczenlenen poli\u00e7elerde, ayn\u0131 kullan\u0131m t\u00fcr\u00fcnde 5 araca kadar fiyatlama \u00f6zel (ger\u00e7ek ki\u015fi) olarak yap\u0131lacak. 5 arac\u0131n \u00fczerindeki poli\u00e7eler ise t\u00fczel ki\u015fi olarak de\u011ferlendirilecek. B\u00f6ylece fiilen filo olarak i\u015fletildi\u011fi h\u00e2lde ger\u00e7ek ki\u015fi gibi bildirilen ara\u00e7lar, 5 ara\u00e7tan sonra t\u00fczel ki\u015fi (zaml\u0131) tarifeden fiyatlanacak.\u00a0<\/p>\n TEM\u0130NAT L\u0130M\u0130TLER\u0130NDE ARTI\u015e\u00a0<\/strong><\/p>\n Zorunlu trafik sigortas\u0131nda t\u00fcm ara\u00e7 gruplar\u0131nda teminat limitleri y\u00fckseltildi. 2026 y\u0131l\u0131 itibar\u0131yla otomobillerde maddi hasar 400.000 TL, ma\u011fdur ba\u015f\u0131na \u00f6denen bedeli zarar ise 3.600.000 TL oldu. Zorunlu trafik sigortas\u0131 limitlerinde art\u0131\u015f oran\u0131 %33 oldu. Di\u011fer ara\u00e7 gruplar\u0131nda da ayn\u0131 oranda g\u00fcncelleme yap\u0131ld\u0131.\u00a0<\/p>\n TAKS\u0130, M\u0130N\u0130B\u00dcS VE OTOB\u00dcSLERDE \u0130ND\u0130R\u0130M ORANI D\u00dc\u015e\u00dcR\u00dcLD\u00dc\u00a0<\/strong><\/p>\n Taksi, minib\u00fcs ve otob\u00fcsler i\u00e7in 7. basamakta uygulanan indirim oran\u0131 %40\u2019tan %30\u2019a d\u00fc\u015f\u00fcr\u00fcld\u00fc.\u00a0<\/p>\n SAKATLANMA VE \u00d6L\u00dcM TEM\u0130NATLARI ARTIRILDI\u00a0<\/strong><\/p>\n S\u00fcr\u00fcc\u00fc d\u00e2hil 10 ve \u00fczeri koltuklu ara\u00e7larda, sa\u011fl\u0131k gideri, sakatlanma ve \u00f6l\u00fcm teminatlar\u0131 art\u0131r\u0131ld\u0131. 10\u201317 koltuklu minib\u00fcslerde teminatlar 6.075.000 TL\u2019den 8.080.000 TL\u2019ye,\u00a0<\/p>\n 18\u201330 koltuklu otob\u00fcslerde 15.795.000 TL\u2019den 21.008.000 TL\u2019ye,\u00a0<\/p>\n 31 ve \u00fczeri koltuklu otob\u00fcslerde 31.590.000 TL\u2019den 42.015.000 TL\u2019ye y\u00fckseldi.\u00a0<\/p>\n Ruhsatta belirtilmek kayd\u0131yla ayakta yolcu ta\u015f\u0131nan ara\u00e7larda da teminatlar y\u00fckseltildi. 18\u201330 koltuklu ara\u00e7larda 10.003.000 TL, 31 ve \u00fczeri koltuklu ara\u00e7larda 10.247.000 TL oldu.\u00a0<\/p>\n TRAF\u0130K S\u0130GORTASINDA L\u0130M\u0130TLER HALEN \u00c7OK D\u00dc\u015e\u00dcK! S\u00dcR\u00dcC\u00dcLER NE YAPMALI?\u00a0<\/strong><\/p>\n Trafik sigortas\u0131 limitleri ger\u00e7ekten \u00e7ok d\u00fc\u015f\u00fck. Bug\u00fcn 400.000 TL\u2019lik bir maddi limit \u00f6nemli bir kazada yeterli olmayacak gibi duruyor. Mutlaka ihtiyari mali mesuliyet (\u0130MM) yani kar\u015f\u0131 tarafa verece\u011finiz zararlar i\u00e7in ayr\u0131ca bir ek poli\u00e7e yapt\u0131rmak ve mutlaka araban\u0131za kaska yapt\u0131r\u0131p m\u00fcmk\u00fcnse ihtiyari mali mesuliyeti, limitsiz se\u00e7mek \u00e7ok faydal\u0131. \u00d6demelerde \u00e7ok b\u00fcy\u00fck fark olmuyor.<\/p>\n YEN\u0130 YILDA TRAF\u0130K S\u0130GORTALARI NE KADAR ARTACAK?\u00a0<\/strong><\/p>\n Trafik sigortalar\u0131nda yeni y\u0131lda art\u0131\u015f %1 bile de\u011fil. Limitler %33 artt\u0131, ancak trafik sigortas\u0131 primleri ayl\u0131k d\u00fczenlendi\u011fi i\u00e7in biraz daha d\u00fc\u015f\u00fck kal\u0131yor.<\/p>\n \u0130STANBUL\u2019DA ORTALAMA B\u0130R OTOMOB\u0130L NE KADAR \u00d6D\u00dcYOR?\u00a0<\/strong><\/p>\n \u015eu anda d\u00f6rd\u00fcnc\u00fc basamakta yeni bir araba alan bir ki\u015fi, yakla\u015f\u0131k 15.000\u00a0k\u00fcs\u00fcrlerde bir prim \u00f6d\u00fcyor. \u00c7ok iyi bir s\u00fcr\u00fcc\u00fc, hi\u00e7 hasar almam\u0131\u015f bir ki\u015fi bu y\u00fczde elliye kadar d\u00fc\u015f\u00fcp sigortas\u0131 7 bin TL seviyelerine kadar d\u00fc\u015ferken, k\u00f6t\u00fc bir s\u00fcr\u00fcc\u00fc \u00f6demesi %200 art\u0131yor, 45.000 TL\u2019ye kadar \u00e7\u0131k\u0131yor. Bu d\u00fczenlemeler genelde iyi s\u00fcr\u00fcc\u00fc ile k\u00f6t\u00fc s\u00fcr\u00fcc\u00fc ayr\u0131m\u0131n\u0131 daha belirginle\u015ftirmek i\u00e7in yap\u0131l\u0131yor.\u00a0<\/p>\n KASKODA YILIN EN UCUZ F\u0130YATI\u00a0<\/strong><\/p>\n Kasko fiyatlar\u0131 son y\u0131l\u0131n en ucuz durumunda. Neredeyse \u015fu anda en uygun ucuz poli\u00e7e kasko olmu\u015f durumda. Kaskoda f\u0131rsatlar\u0131n bir s\u00fcre daha devam edece\u011fini d\u00fc\u015f\u00fcn\u00fcyoruz. 2026\u2019da da primlerin \u00e7ok fazla artmayaca\u011f\u0131na inan\u0131yorum.\u201d\u00a0<\/p>\n\n <\/p>\n Kaynak :\u00a0http:\/\/www.milliyet.com.tr\/ekonomi\/arac-sahipleri-dikkat-trafik-sigortasina-yeni-yil-ayari-limitler-yukseltildi-7512678<\/span><\/p>\n","protected":false},"excerpt":{"rendered":" Milyonlarca ara\u00e7 sahibini yak\u0131ndan ilgilendiren zorunlu trafik sigortalar\u0131nda teminat limitlerinde de\u011fi\u015fikli\u011fe gidildi. Yeni y\u0131lda teminat tutarlar\u0131 %33.33 oran\u0131nda art\u0131r\u0131ld\u0131. Peki ocak sonras\u0131 trafik sigortas\u0131 fiyatlar\u0131 ne kadar artacak? Yeni y\u0131l itibar\u0131yla t\u00fcm de\u011fi\u015fiklikleri Sigorta Uzman\u0131 Turusan Ba\u011fc\u0131, milliyet.com.tr\u2019ye tek tek anlatt\u0131. \u0130\u015fte yeni d\u00f6nemin \u015fifreleri…\u00a0<\/p>\n","protected":false},"author":1,"featured_media":160444,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[198,10653,1337,1547,3326],"class_list":["post-160443","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-arac","tag-koltuklu","tag-sigorta","tag-teminat","tag-trafik-sigortasi"],"_links":{"self":[{"href":"https:\/\/kamucalisani.net\/index.php\/wp-json\/wp\/v2\/posts\/160443","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kamucalisani.net\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kamucalisani.net\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kamucalisani.net\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kamucalisani.net\/index.php\/wp-json\/wp\/v2\/comments?post=160443"}],"version-history":[{"count":1,"href":"https:\/\/kamucalisani.net\/index.php\/wp-json\/wp\/v2\/posts\/160443\/revisions"}],"predecessor-version":[{"id":160445,"href":"https:\/\/kamucalisani.net\/index.php\/wp-json\/wp\/v2\/posts\/160443\/revisions\/160445"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/kamucalisani.net\/index.php\/wp-json\/wp\/v2\/media\/160444"}],"wp:attachment":[{"href":"https:\/\/kamucalisani.net\/index.php\/wp-json\/wp\/v2\/media?parent=160443"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kamucalisani.net\/index.php\/wp-json\/wp\/v2\/categories?post=160443"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kamucalisani.net\/index.php\/wp-json\/wp\/v2\/tags?post=160443"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}