{"id":175964,"date":"2026-02-04T10:18:09","date_gmt":"2026-02-04T10:18:09","guid":{"rendered":"https:\/\/kamucalisani.net\/?p=175964"},"modified":"2026-02-04T10:18:09","modified_gmt":"2026-02-04T10:18:09","slug":"bddkdan-bankalara-kredi-karti-talimati-2-harcama-limitten-etkilenmeyecek","status":"publish","type":"post","link":"https:\/\/kamucalisani.net\/index.php\/2026\/02\/04\/bddkdan-bankalara-kredi-karti-talimati-2-harcama-limitten-etkilenmeyecek\/","title":{"rendered":"BDDK&#8217;dan bankalara kredi kart\u0131 talimat\u0131! 2 harcama limitten etkilenmeyecek"},"content":{"rendered":"<p><p>BDDK, bankalara e\u011fitim ve sa\u011fl\u0131k harcamalar\u0131n\u0131n kredi kart\u0131 limitlerine ili\u015fkin yeni d\u00fczenlemelerin uygulanmas\u0131ndan istisna tutulaca\u011f\u0131 talimat yaz\u0131s\u0131 g\u00f6nderdi.<\/p>\n<p>BDDK taraf\u0131ndan bankalara iletilen yaz\u0131da, m\u00fc\u015fteri ma\u011fduriyetlerinin \u00f6nlenmesi amac\u0131yla dijital kanallar \u00fczerinden gelir belgelerinin temini ve teyidi s\u00fcre\u00e7lerinin olu\u015fturulmas\u0131, e\u011fitim ve sa\u011fl\u0131k harcamalar\u0131n\u0131n olumsuz \u015fekilde etkilenmemesini sa\u011flayacak gerekli sistemsel geli\u015ftirmenin yap\u0131lmas\u0131n\u0131n gerekti\u011fi belirtildi.<\/p>\n<p>Yaz\u0131da, s\u00f6z konusu karar\u0131n sa\u011fl\u0131kl\u0131 ve kesintisiz \u015fekilde uygulanabilmesi i\u00e7in bankalar\u0131n gerekli sistemsel altyap\u0131lar\u0131n\u0131 en ge\u00e7 3 ay i\u00e7erisinde tesis etmeleri ve t\u00fcm operasyonel s\u00fcre\u00e7lerini eksiksiz bi\u00e7imde tamamlamalar\u0131 istendi. Ayr\u0131ca, uyum s\u00fcrecinde at\u0131lmas\u0131 \u00f6ng\u00f6r\u00fclen ad\u0131mlar\u0131 i\u00e7eren yol haritas\u0131n\u0131n, kurulu\u015f birlikleri arac\u0131l\u0131\u011f\u0131yla BDDK&#8217;ye iletilmesi talep edildi.<\/p>\n<p>D\u00fczenleme ile kredi kart\u0131 limitlerinin gelirle uyumlu hale getirilmesi ve finansal t\u00fcketicinin korunmas\u0131n\u0131n sa\u011flanmas\u0131 ama\u00e7lan\u0131yor.<\/p>\n\n<p><\/p>\n<p>Kaynak :\u00a0<span style=\"background-color: rgb(255, 249, 236); color: rgb(55, 58, 60); font-size: 14px;\">http:\/\/www.milliyet.com.tr\/ekonomi\/bddkdan-bankalara-kredi-karti-talimati-2-harcama-limitten-etkilenmeyecek-7532507<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu (BDDK), kredi kart\u0131 limitlerine ili\u015fkin yeni d\u00fczenlemelerin uygulanmas\u0131nda e\u011fitim ve sa\u011fl\u0131k harcamalar\u0131n\u0131n istisna kapsam\u0131nda de\u011ferlendirilece\u011fini bankalara bildirirken, bankalara sistemsel altyap\u0131 ve operasyonel s\u00fcre\u00e7ler i\u00e7in 3 ay s\u00fcre tan\u0131nd\u0131.<\/p>\n","protected":false},"author":1,"featured_media":175965,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-175964","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi"],"_links":{"self":[{"href":"https:\/\/kamucalisani.net\/index.php\/wp-json\/wp\/v2\/posts\/175964","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kamucalisani.net\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kamucalisani.net\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kamucalisani.net\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kamucalisani.net\/index.php\/wp-json\/wp\/v2\/comments?post=175964"}],"version-history":[{"count":1,"href":"https:\/\/kamucalisani.net\/index.php\/wp-json\/wp\/v2\/posts\/175964\/revisions"}],"predecessor-version":[{"id":175966,"href":"https:\/\/kamucalisani.net\/index.php\/wp-json\/wp\/v2\/posts\/175964\/revisions\/175966"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/kamucalisani.net\/index.php\/wp-json\/wp\/v2\/media\/175965"}],"wp:attachment":[{"href":"https:\/\/kamucalisani.net\/index.php\/wp-json\/wp\/v2\/media?parent=175964"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kamucalisani.net\/index.php\/wp-json\/wp\/v2\/categories?post=175964"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kamucalisani.net\/index.php\/wp-json\/wp\/v2\/tags?post=175964"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}