{"id":95279,"date":"2024-09-23T07:36:06","date_gmt":"2024-09-23T07:36:06","guid":{"rendered":"https:\/\/kamucalisani.net\/?p=95279"},"modified":"2024-09-23T07:36:06","modified_gmt":"2024-09-23T07:36:06","slug":"bankada-parasi-olanlar-dikkat-aylik-getiri-belli-oldu-faizlerde-1-5-aylik-dusus-sona-erdi","status":"publish","type":"post","link":"https:\/\/kamucalisani.net\/index.php\/2024\/09\/23\/bankada-parasi-olanlar-dikkat-aylik-getiri-belli-oldu-faizlerde-1-5-aylik-dusus-sona-erdi\/","title":{"rendered":"Bankada paras\u0131 olanlar dikkat: Ayl\u0131k getiri belli oldu! Faizlerde 1.5 ayl\u0131k d\u00fc\u015f\u00fc\u015f sona erdi"},"content":{"rendered":"<p><p><strong>Milliyet.com.tr\/\u00d6ZEL<\/strong> Merkez Bankas\u0131 taraf\u0131ndan a\u00e7\u0131klanan haftal\u0131k verilere g\u00f6re 28 Haziran ile biten haftada 1-3 vadeli ortalama bile\u015fik TL mevduat faizi y\u00fckselerek 59,2 oldu. Bir \u00f6nceki hafta 1-3 ay vadeli mevduat faizi 58,4 seviyesindeydi.<\/p>\n<p>B\u00f6ylelikle 1.5 ayd\u0131r d\u00fc\u015f\u00fc\u015f g\u00f6steren mevduat faizlerinde gerileme durdu. Peki mevduat faizlerinde y\u00f6n\u00fc yukar\u0131 d\u00f6nd\u00fcren neden ne? Faizlerde y\u00fckseli\u015f s\u00fcrer mi? \u015eu anda 1 milyon TL mevduat\u0131 olan\u0131n ayl\u0131k kazanc\u0131 ne kadar oldu?<\/p>\n<p><strong>FA\u0130ZLERDE Y\u00dcKSEL\u0130\u015e\u0130N NEDEN\u0130 NE?<\/strong><\/p>\n<p><strong>Konuyla ilgili merak edilenleri milliyet.com.tr\u2019ye a\u00e7\u0131klayan Yeminli Mali M\u00fc\u015favir ve Ekonomist Muhammet Bayram \u015fu ifadeleri kulland\u0131:<\/strong> \u201cMerkez Bankas\u0131 verilerine g\u00f6re 1 ile 3 ayl\u0131k mevduat faizlerinde y\u00fckseli\u015f g\u00f6r\u00fcld\u00fc. Daha \u00f6nce mevduat faizlerinde g\u00f6r\u00fclen d\u00fc\u015f\u00fc\u015f\u00fcn ana sebebi para bollu\u011fu olmamas\u0131ndan kaynakl\u0131yd\u0131. \u015eu anda bankalar daha fazla para bulmak ad\u0131na mevduat faizlerini y\u00fckseltti diyebiliriz.<\/p>\n<p>\u00d6nceki d\u00f6nemde mevduat faizlerinin bir miktar gerilemesi piyasada daha fazla TL varl\u0131\u011f\u0131n olmas\u0131ndan kaynakl\u0131yd\u0131. Politika faizinin y\u00fczde 50 seviyesinde oldu\u011fu bir d\u00f6nemde 1 ile 3 ay vadeli bile\u015fik faizin y\u00fczde 60\u2019lar\u0131 ge\u00e7memesi politika faizinin i\u015flerli\u011fini korudu\u011funu ve mevduat faizlerinin \u015fu anda pik yapt\u0131\u011f\u0131 seviyeyi g\u00f6sterir.<\/p>\n<p><strong>BANKALARDA ORTALAMA MEVDUAT FA\u0130ZLER\u0130 NE KADAR OLDU?<\/strong><\/p>\n<p>\u015eu anda bankalarda ortalama mevduat faizleri y\u00fczde 50 ile y\u00fczde 55 aras\u0131nda de\u011fi\u015fkenlik g\u00f6steriyor. \u00d6zellikle kamu bankalar\u0131nda y\u00fczde 50\u2019nin de alt\u0131na indi\u011fini g\u00f6rebiliyoruz.<\/p>\n<p><strong>FA\u0130ZLER DAHA DA Y\u00dcKSEL\u0130R M\u0130?<\/strong><\/p>\n<p>Mevduat faizlerinin \u00f6n\u00fcm\u00fczdeki d\u00f6nemde ben bir miktar daha artaca\u011f\u0131n\u0131 d\u00fc\u015f\u00fcn\u00fcyorum.<\/p>\n<p><strong>1 M\u0130LYON TL\u2019S\u0130 OLAN NE KAZANIYOR?<\/strong><\/p>\n<p>Stopajla birlikte \u015fu anda 1 milyon TL\u2019nin ayl\u0131k getirisi 43 bin TL ile 55 bin TL aras\u0131nda de\u011fi\u015fiyor diyebiliriz.<\/p>\n<p><strong>ALTIN, DOLAR, BORSA VE MEVDUATTA TERC\u0130HLER NASIL OLMALI?<\/strong><\/p>\n<p>Getirilere bakacak olursak borsan\u0131n dolar baz\u0131nda y\u00fczde 28 getirisi, TL baz\u0131nda y\u00fczde 40 getirisi var. 32 g\u00fcn vadeli TL mevduatta getiri daha garantidir. Portf\u00f6ylerde \u00f6ncelikle mevduat ve borsa olmal\u0131d\u0131r, bir di\u011fer se\u00e7enek de alt\u0131n olabilir. \u015eu anda alt\u0131nda bir al\u0131m f\u0131rsat\u0131 oldu\u011funu s\u00f6yleyebiliriz. D\u00f6viz enflasyonun alt\u0131nda getiri sunmaktad\u0131r. Getiri baz\u0131nda en d\u00fc\u015f\u00fck getiri d\u00f6vizde. D\u00f6vizde ilerleyen s\u00fcre\u00e7te bir art\u0131\u015f beklemiyoruz. D\u00f6viz bir tasarruf arac\u0131 de\u011fil, i\u015flem arac\u0131d\u0131r. O nedenle yat\u0131r\u0131mc\u0131lar\u0131n listesinde d\u00f6viz en son tercih edilen ara\u00e7 olmal\u0131d\u0131r.\u201d<\/p>\n\n<p><\/p>\n<p>Kaynak :\u00a0<span style=\"background-color: rgb(255, 249, 236); color: rgb(55, 58, 60); font-size: 14px;\">http:\/\/www.milliyet.com.tr\/ekonomi\/bankada-parasi-olanlar-dikkat-aylik-getiri-belli-oldu-faizlerde-1-5-aylik-dusus-sona-erdi-7152312<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Mevduat faizlerinde g\u00f6r\u00fclen 1.5 ayl\u0131k d\u00fc\u015f\u00fc\u015f serisi sona erdi. Merkez Bankas\u0131 taraf\u0131ndan haftal\u0131k verilerde mevduat faizlerinde y\u00fckseli\u015f dikkat \u00e7ekti. Peki \u015fu anda 1 milyon TL\u2019nin net getirisi ne kadar? Mevduat faizlerinde y\u00fckseli\u015f devam eder mi? \u0130\u015fte ayr\u0131nt\u0131lar&#8230;<\/p>\n","protected":false},"author":1,"featured_media":95280,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[1691,2657,2115,6095,1689],"class_list":["post-95279","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-doviz","tag-getiri","tag-mevduat","tag-mevduat-faizleri","tag-su-anda"],"_links":{"self":[{"href":"https:\/\/kamucalisani.net\/index.php\/wp-json\/wp\/v2\/posts\/95279","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kamucalisani.net\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kamucalisani.net\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kamucalisani.net\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kamucalisani.net\/index.php\/wp-json\/wp\/v2\/comments?post=95279"}],"version-history":[{"count":1,"href":"https:\/\/kamucalisani.net\/index.php\/wp-json\/wp\/v2\/posts\/95279\/revisions"}],"predecessor-version":[{"id":95281,"href":"https:\/\/kamucalisani.net\/index.php\/wp-json\/wp\/v2\/posts\/95279\/revisions\/95281"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/kamucalisani.net\/index.php\/wp-json\/wp\/v2\/media\/95280"}],"wp:attachment":[{"href":"https:\/\/kamucalisani.net\/index.php\/wp-json\/wp\/v2\/media?parent=95279"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kamucalisani.net\/index.php\/wp-json\/wp\/v2\/categories?post=95279"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kamucalisani.net\/index.php\/wp-json\/wp\/v2\/tags?post=95279"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}